The Fair Share Report

28 Third St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,188,091

Likely range $2,048,967 – $2,427,707, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,188,091 home should be assessed near $2,115,884.

Step 3 · Assessed value

$1,363,900

Set at the last town-wide revaluation and mostly frozen since. That's $751,984 below what the ratio math suggests (35.5%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.925 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$12,621/yr
Public schools$7,146
Monmouth County$2,527
Town of Rumson$2,948
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 62.3%

51%116%

Keep quiet and enjoy it

This home's assessment ratio sits below the Rumson pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
29 ROSALIE AVE.2025-05$2,050,0002,546100.0%
12 FORREST AVE.2026-02$1,995,0002,78689.6%
27 CENTER STREET2025-01$1,950,0002,460106.9%
42 FORREST AVE.2026-05$2,408,0002,84789.5%
86 WASHINGTON ST.2025-05$2,100,0002,38099.0%
121 BLACKPOINT RD.2026-04$2,350,0002,77998.6%
44 FIRST ST./CR.CHURCH ST2025-05$2,100,0002,21693.3%
10 CHURCH ST.2025-04$1,392,0002,280100.0%
45 WASHINGTON ST2025-03$1,935,0002,11395.4%
26 BINGHAM COURT2026-04$2,500,0002,970113.0%
7 BINGHAM COURT2025-03$3,156,7092,97095.2%
3 BINGHAM COURT2025-03$2,700,0002,970100.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →