The Fair Share Report

281 Third St

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $686,909

Likely range $640,844 – $832,180, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $686,909 home should be assessed near $559,487.

Step 3 · Assessed value

$596,800

Set at the last town-wide revaluation and mostly frozen since. That's $37,313 above what the ratio math suggests (6.7%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.284 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$13,633/yr
Public schools$7,408
Bergen County$1,437
Town of Saddle Brook$4,788
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 86.9%

63%99%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
238 SCHEPIS AVE2025-05$940,0002,27274.8%
264 MIDLAND AVE2025-05$505,0001,48881.7%
148 OXFORD AVE2025-04$803,5001,87878.9%
488 FAIRLAWN PARKWAY2026-05$915,0002,63970.8%
274 ALBANY ST2025-04$690,0002,10479.1%
435 VAN LUYN TERR2025-01$680,0002,12180.9%
57 MILLER ST2025-01$855,0002,14582.5%
66 JAMROS TERRACE2026-04$665,0002,09276.6%
190 FIFTH ST2025-04$718,0002,14097.0%
128 BELL AVE2026-04$890,0002,11065.3%
411 HILDA TERR2025-04$580,0001,78268.9%
14 LEONHARDT DRIVE2025-05$715,0002,29977.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →