The Fair Share Report

282 Third St

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $563,640

Likely range $523,730 – $647,168, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $563,640 home should be assessed near $459,085.

Step 3 · Assessed value

$421,700

Set at the last town-wide revaluation and mostly frozen since. That's $37,385 below what the ratio math suggests (8.1%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.291 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,663/yr
Public schools$5,251
Bergen County$1,018
Town of Saddle Brook$3,393
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 74.8%

60%99%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
532 NORTH MIDLAND AV2025-04$548,6001,40277.6%
23 LIBERTY ST2026-03$600,0001,30664.2%
264 NORTH BOULEVARD2025-04$528,0001,44480.7%
110 PLATT AVE2025-06$485,0001,25275.0%
245 ALBERTA DR2025-03$585,0001,26763.9%
108 PEHLE AVE2026-02$555,0001,34972.3%
14 COGER ST2025-04$949,8881,47079.0%
169 CAMBRIDGE AVENUE2026-01$530,0001,23668.8%
23 BELLA VISTA AVE2025-06$690,0001,48871.0%
300 JOHN OCHS DRIVE2026-02$560,0001,49885.4%
70 COGER ST2025-01$610,0001,57284.5%
277 SCHEPIS AVE2025-03$590,0001,24069.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →