The Fair Share Report

29 Plain St

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,709,822

Likely range $1,567,690 – $2,052,906, from 12 comparable Summit sales in the past 18 months, at this home's 2,492 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $1,709,822 home should be assessed near $526,796.

Step 3 · Assessed value

$340,300

Set at the last town-wide revaluation and mostly frozen since. That's $186,496 below what the ratio math suggests (35.4%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$15,215/yr
Public schools$7,948
Union County$3,717
Town of Summit$3,550
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 19.9%

11%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
37 WADE DR2025-12$2,151,0002,55228.1%
37 PLAIN STREET2026-01$1,715,5552,27921.6%
59 NEW ENGLAND AVE UNIT 52026-06$1,999,9992,29431.3%
59 NEW ENGLAND AVE UNIT 82025-05$2,195,0002,29430.3%
709 SPRINGFIELD AVE UNIT12026-04$1,300,0002,23030.1%
38 MIELE PL2025-09$1,800,0002,18531.0%
9 STONY HILL CT2025-08$1,700,2162,47828.5%
24 GATES AVE UNIT A2025-10$1,250,0001,98727.8%
9 FAITOUTE COURT2025-07$1,330,0002,03021.9%
18-18A WALNUT ST2025-03$800,0002,52830.5%
24 RUSSELL PL2025-02$1,549,0002,63633.0%
6 LORRAINE RD2026-02$1,999,9992,59328.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →