The Fair Share Report

2A Third St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,185,118

Likely range $2,807,342 – $3,508,138, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $3,185,118 home should be assessed near $3,080,009.

Step 3 · Assessed value

$2,118,900

Set at the last town-wide revaluation and mostly frozen since. That's $961,109 below what the ratio math suggests (31.2%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.915 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$19,390/yr
Public schools$10,979
Monmouth County$3,882
Town of Rumson$4,529
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 66.5%

55%116%

Keep quiet and enjoy it

This home's assessment ratio sits below the Rumson pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
77 WATERMAN AVE.2026-05$2,990,0003,692115.3%
135 RIDGE ROAD2026-05$4,251,3224,09785.8%
6 POND ROAD2025-05$3,000,0003,470112.5%
10 BAY STREET2025-05$3,560,0003,45389.5%
46 RIDGE RD.2025-02$1,575,0003,558111.1%
33 PARK AVE.2026-03$2,800,0003,19881.7%
62 AVE OF TWO RIVERS2025-05$2,795,0003,310100.2%
39 WASHINGTON AVENUE2026-03$2,300,0003,13995.2%
17 BINGHAM AVENUE2026-02$2,550,0003,317104.1%
90 WASHINGTON ST.2026-04$2,457,0003,10386.7%
61 CENTER ST2026-04$2,410,0003,155107.2%
26 BINGHAM COURT2026-04$2,500,0002,970113.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →