The Fair Share Report

3 Down St

Netcong, NJ 07852

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $450,000

Likely range $388,000 – $520,000, from 12 comparable Netcong sales in the past 18 months.

Step 2 · The Director's Ratio

69.53%

The state's official measure of how far Netcong assessments sit below market value — republished every October, applied town-wide. A $450,000 home should be assessed near $312,885.

Step 3 · Assessed value

$81,100

Set at the last town-wide revaluation and mostly frozen since. That's $231,785 below what the ratio math suggests (74.1%).

Step 4 · The tax rate — same for every Netcong home

$3.447 per $100 assessed

$2.168 Schools · 63% $0.290 County · 8% $0.989 Town · 29%

Step 5 · The bill

$2,796/yr
Public schools$1,758
Morris County$235
Town of Netcong$802
Netcong average$9,163

This home vs. every recent Netcong sale · assessed ÷ market

Town median 54.9%
This home · 18.0%

10%85%

Keep quiet and enjoy it

This home's assessment ratio sits below the Netcong pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
49 ALLEN ST2026-06$442,5001,38457.3%
81 STOLL ST2025-11$450,0001,56753.5%
37 STOLL ST2025-09$405,00096044.6%
97-99 ALLEN ST2025-02$502,0001,52051.8%
45 STOLL ST2025-09$485,0001,68053.7%
60 ALLEN ST2025-03$369,0001,08855.4%
33 LEDGEWOOD AVE2025-01$375,0001,34453.2%
31 DELL AVE2025-08$520,0001,73653.5%
23 LEDGEWOOD AVE2025-12$550,0001,83744.9%
15 NORTH ST2025-06$445,0001,17848.5%
33 DELL AVE2025-01$375,0001,75080.9%
13 BARONE ST2025-03$481,0001,10846.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →