The Fair Share Report

3 E Point Rd

Middletown, NJ 07738

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $668,137

Likely range $601,736 – $705,247, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $668,137 home should be assessed near $657,113.

Step 3 · Assessed value

$796,000

Set at the last town-wide revaluation and mostly frozen since. That's $138,887 above what the ratio math suggests (21.1%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

Step 5 · The bill

$12,847/yr
Public schools$7,880
Monmouth County$1,552
Town of Middletown$3,415
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 119.1%

81%138%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,242/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
194 PARK PL2026-05$712,0001,46481.7%
7 ILER DR2025-02$735,0001,42096.7%
5 STRATTON PL2026-06$693,5001,40485.3%
22 MILLS AVE2026-01$514,0001,47297.2%
36 BERKSHIRE CT2025-04$610,0001,40887.7%
752 NEWMAN SPRINGS RD2025-05$680,0001,35098.7%
25 SUNSET PL2025-02$665,0001,44093.5%
25 HENRY DR2025-01$650,0001,43199.3%
213 HARVEY AVE2026-05$657,8001,362100.0%
520 EAST RD2026-04$700,0001,53497.8%
10 PARK AVE W2025-03$536,5001,534114.1%
4 THE TRAIL2026-05$725,0001,48986.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →