The Fair Share Report

3 Gates Ave

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,629,757

Likely range $1,278,025 – $1,765,309, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $1,629,757 home should be assessed near $502,128.

Step 3 · Assessed value

$292,000

Set at the last town-wide revaluation and mostly frozen since. That's $210,128 below what the ratio math suggests (41.8%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$13,055/yr
Public schools$6,820
Union County$3,189
Town of Summit$3,046
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 17.9%

11%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
147 CANOE BROOK PKWY2025-11$1,700,0002,02121.5%
15 HAWTHORNE PL2025-07$2,400,0002,27624.3%
9 HAWTHORNE PL2025-09$1,350,0002,08034.8%
50 BELLEVUE AVE2025-12$2,000,0002,42224.3%
25 CLARK ST2025-08$1,250,0001,91415.4%
22 BEDFORD RD2025-12$1,750,0002,32022.2%
275 WOODLAND AVE2026-06$1,655,0002,09822.7%
63 WHITTREDGE RD2025-10$2,795,0002,57631.6%
14 CHAPEL ST2025-06$1,150,0001,88520.8%
109 MOUNTAIN AVE2025-12$1,825,0002,42920.3%
19 HICKORY RD2025-06$1,450,0002,04024.3%
1 LORRAINE RD2025-04$2,175,0002,49122.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →