The Fair Share Report

3 Pancoast Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $597,105

Likely range $558,625 – $609,886, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $597,105 home should be assessed near $552,143.

Step 3 · Assessed value

$457,100

Set at the last town-wide revaluation and mostly frozen since. That's $95,043 below what the ratio math suggests (17.2%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$7,213/yr
Public schools$3,259
Ocean County$1,550
Town of Ocean$2,404
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 76.6%

68%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
3 MILLSTONE WAY2025-08$579,0002,07077.8%
20 DEAL LN2026-02$600,0002,20996.4%
9 BRADLEY BEACH WAY2026-03$635,0002,18389.4%
83 SPRING LAKE BLVD2025-11$675,0002,29181.1%
5 BRADLEY BEACH WAY2025-01$620,0002,18393.5%
26 EAGLESWOOD DR2025-02$560,0002,07085.2%
37 PANCOAST RD2025-10$549,0001,88978.4%
110 MARINE ROAD2025-03$499,9992,38899.6%
3 STRATHMERE ST2025-02$560,0002,27088.7%
22 EAGLESWOOD DR2026-05$585,0001,99785.6%
54 PANCOAST RD2026-03$527,5001,83490.3%
24 BELMAR BLVD2025-04$625,0002,21780.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →