The Fair Share Report
3 St Clair Rd
Harding, NJ 07960
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,043,416 – $1,410,895, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $1,212,365 home should be assessed near $904,061.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $246,061 below what the ratio math suggests (27.2%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
41%94%
Paying about right
This home's ratio lands inside Harding's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 53 POST HOUSE RD | 2026-01 | $1,445,000 | 2,284 | 64.2% |
| 198 VILLAGE RD | 2026-06 | $1,425,000 | 2,453 | 59.6% |
| 5 ST CLAIR RD | 2026-05 | $1,530,000 | 2,786 | 49.8% |
| 5 ST CLAIR RD | 2025-08 | $1,250,000 | 2,786 | 61.0% |
| 29 VILLAGE RD | 2026-03 | $1,400,000 | 2,507 | 53.8% |
| 9 FAWN HILL DR | 2025-05 | $1,800,000 | 2,819 | 66.0% |
| 10 DOUGLAS RD | 2025-06 | $1,750,000 | 2,875 | 63.9% |
| 34 MILLBROOK RD | 2025-10 | $1,100,000 | 3,043 | 88.5% |
| 41 VILLAGE RD | 2025-11 | $2,000,000 | 2,956 | 48.3% |
| 7 ST CLAIR RD | 2026-06 | $1,710,000 | 3,413 | 53.6% |
| 42 BLUE MILL RD | 2025-08 | $590,000 | 1,632 | 91.6% |
| 6 FAWN HILL DR | 2025-10 | $2,100,000 | 3,240 | 58.5% |
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