The Fair Share Report

301 Main St

Downe, NJ 08345

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $195,000

Likely range $115,000 – $209,000, from 9 comparable Downe sales in the past 18 months.

Step 2 · The Director's Ratio

78.40%

The state's official measure of how far Downe assessments sit below market value — republished every October, applied town-wide. A $195,000 home should be assessed near $152,880.

Step 3 · Assessed value

$52,200

Set at the last town-wide revaluation and mostly frozen since. That's $100,680 below what the ratio math suggests (65.9%).

Step 4 · The tax rate — same for every Downe home

$2.931 per $100 assessed

$1.454 Schools · 50% $1.070 County · 37% $0.407 Town · 14%

Step 5 · The bill

$1,660/yr
Public schools$823
Cumberland County$606
Town of Downe$231
Downe average$4,274

This home vs. every recent Downe sale · assessed ÷ market

Town median 67.3%
This home · 26.8%

20%107%

Keep quiet and enjoy it

This home's assessment ratio sits below the Downe pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
467-469 HICKMAN AVE2025-12$208,00068.5%
211 MAPLE ST2025-11$259,00029.0%
1175 MAIN ST2025-11$115,00079.3%
554 OLD BEAVER DAM RD2026-02$157,00075.5%
615 OLD BEAVER DAM RD2025-01$105,0001,110150.1%
607 MAIN ST2025-10$208,00045.0%
919 UNION ST2026-04$125,000106.3%
506 CHURCH ST2025-03$195,00083.7%
146 FORTESCUE RD2025-01$209,00089661.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →