The Fair Share Report

302 Springfield Ave

Summit, NJ 07090

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $967,926

Likely range $494,043 – $1,664,648, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $967,926 home should be assessed near $298,218.

Step 3 · Assessed value

$377,700

Set at the last town-wide revaluation and mostly frozen since. That's $79,482 above what the ratio math suggests (26.7%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$16,887/yr
Public schools$8,821
Union County$4,125
Town of Summit$3,940
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 39.0%

16%82%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
40 ORCHARD STREET2025-02$618,0001.1%
7-9 HENRY ST2025-11$515,0002,71647.5%
17 WILLIAM ST2025-01$1,250,0002,51925.6%
13 IRVING PL2025-03$550,0002,43248.2%
15 CREST ACRE CT2026-04$1,499,0002,56751.5%
475 MORRIS AVE2025-12$950,0002,14417.9%
34 KENT PLACE BLVD2025-03$616,5002,95643.3%
25 WALNUT ST2025-10$620,0002,96039.8%
6 LORRAINE RD2026-02$1,999,9992,59328.5%
18-18A WALNUT ST2025-03$800,0002,52830.5%
24 RUSSELL PL2025-02$1,549,0002,63633.0%
202-202A MORRIS AVENUE2025-03$620,0002,23933.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →