The Fair Share Report
3097 River Rd
Harmony, NJ 08865
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $577,318 – $794,849, from 7 comparable Harmony sales in the past 18 months, at this home's 3,120 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Harmony assessments sit below market value — republished every October, applied town-wide. A $697,794 home should be assessed near $407,302.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $34,202 below what the ratio math suggests (8.4%).
Step 4 · The tax rate — same for every Harmony home
$1.402 Schools · 53% $0.938 County · 35% $0.325 Town · 12%
Step 5 · The bill
This home vs. every recent Harmony sale · assessed ÷ market
36%73%
Paying about right
This home's ratio lands inside Harmony's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 16 COUNTRY CLUB LANE | 2025-05 | $730,000 | 3,264 | 54.6% |
| 1035 MARBLE HILL ROAD | 2025-05 | $489,240 | 2,644 | 51.5% |
| 79 FOX FARM ROAD | 2025-05 | $500,000 | 2,932 | 52.0% |
| 23 MARNEL ROAD | 2025-01 | $455,000 | 1,786 | 51.3% |
| 2085 BELVIDERE RD | 2025-09 | $402,000 | 2,047 | 49.3% |
| 9 RIVEREDGE LANE | 2026-05 | $560,000 | 2,046 | 46.7% |
| 264 RIDGE RD. | 2026-03 | $467,500 | 1,620 | 48.0% |
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