The Fair Share Report

312 Middlesex St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $224,387

Likely range $142,114 – $258,275, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $224,387 home should be assessed near $127,452.

Step 3 · Assessed value

$103,500

Set at the last town-wide revaluation and mostly frozen since. That's $23,952 below what the ratio math suggests (18.8%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$5,478/yr
Public schools$1,370
Camden County$953
Town of Gloucester City$3,155
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 46.1%

26%78%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
212 MIDDLESEX ST2025-05$210,0001,44639.7%
813 CUMBERLAND ST2025-05$230,0001,23055.5%
227 BERGEN ST2026-03$140,0001,23259.2%
738 DIVISION ST2026-04$280,0001,56036.9%
731 JERSEY AVE2026-06$249,9001,55238.8%
4 BARNARD AVE2025-03$309,0001,57836.6%
838 MONMOUTH ST2025-02$250,0001,55650.0%
30 RAILROAD AVE2025-12$190,0001,10228.5%
6 PARK AVE2025-06$265,0001,40054.4%
846 CUMBERLAND ST2025-10$155,0001,40856.3%
846 CUMBERLAND ST2025-06$137,5001,40863.5%
315 HUNTER ST2025-10$204,9001,53644.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →