The Fair Share Report

312 Ridgeway St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $136,552

Likely range $127,668 – $145,714, from 12 comparable Gloucester City sales in the past 18 months, at this home's 792 sq ft.

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $136,552 home should be assessed near $77,562.

Step 3 · Assessed value

$87,000

Set at the last town-wide revaluation and mostly frozen since. That's $9,438 above what the ratio math suggests (12.2%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$4,605/yr
Public schools$1,151
Camden County$801
Town of Gloucester City$2,652
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 63.7%

26%74%

A touch high — worth watching

This home's ratio sits above most of Gloucester City, but doesn't clear NJ's legal appeal line (65.32%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
325 S BROADWAY2025-12$198,00083421.7%
326 MORRIS ST2025-04$135,00081237.5%
28 BARNARD AVE2025-01$200,00073649.3%
614 HUNTER ST2025-11$159,90098443.8%
820 CUMBERLAND ST2025-10$167,0001,03642.9%
821 CUMBERLAND ST2025-04$190,00096046.0%
232 S BROADWAY2025-06$85,0001,05690.8%
207 CUMBERLAND ST2025-11$170,90096227.4%
248 S BROADWAY2025-05$102,00097265.0%
806 POWELL ST2025-11$180,0001,03633.1%
911 GEORGE ST2026-04$170,00092434.3%
230 MIDDLESEX ST2025-06$170,0001,02439.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →