The Fair Share Report

32 Broad St

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $936,664

Likely range $656,569 – $1,311,715, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $936,664 home should be assessed near $288,586.

Step 3 · Assessed value

$102,700

Set at the last town-wide revaluation and mostly frozen since. That's $185,886 below what the ratio math suggests (64.4%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$4,592/yr
Public schools$2,399
Union County$1,122
Town of Summit$1,071
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 11.0%

2%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
127 BUTLER PKWY2026-02$890,5991,39824.3%
10 WOODFERN RD2025-04$990,0001,41429.7%
10 HARVEY CT2025-09$1,212,0001,36227.1%
4 MIDLAND TERR2025-11$1,485,0001,47622.3%
11 EUCLID AVENUE UNIT 4D2026-05$695,0001,36734.9%
172 COLONIAL RD2025-10$1,100,0001,45822.6%
10 LEWIS AVE2025-12$695,1001,38424.9%
31 BUTLER PKWY2025-12$890,5991,33424.6%
53 MADISON AVE2025-07$1,150,0001,54421.3%
24 GREENFIELD AVENUE2025-11$869,0001,52228.0%
32 LOCUST DR2025-12$1,350,0001,26021.5%
17 BEEKMAN TERR2026-04$1,160,0001,31727.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →