The Fair Share Report

32 Stephens Ave

Wanaque, NJ 08087

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $431,640

Likely range $416,861 – $543,285, from 12 comparable Wanaque sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

54.41%

The state's official measure of how far Wanaque assessments sit below market value — republished every October, applied town-wide. A $431,640 home should be assessed near $234,855.

Step 3 · Assessed value

$274,600

Set at the last town-wide revaluation and mostly frozen since. That's $39,745 above what the ratio math suggests (16.9%).

Step 4 · The tax rate — same for every Wanaque home

$4.540 per $100 assessed

$2.486 Schools · 55% $0.828 County · 18% $1.227 Town · 27%

Step 5 · The bill

$12,470/yr
Public schools$6,827
Passaic County$2,274
Town of Wanaque$3,369
Wanaque average$10,445

This home vs. every recent Wanaque sale · assessed ÷ market

Town median 47.8%
This home · 63.6%

33%71%

Paying about right

This home's ratio lands inside Wanaque's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
48 WILLOW WAY2025-12$600,0001,77843.3%
36 WILLOW WAY2026-02$630,0001,43840.8%
59 CARTER ROAD2026-06$520,0001,62542.7%
8406 WARREN'S WAY2025-10$469,0001,76849.7%
11 CARTER ROAD2025-01$420,0001,48252.5%
5205 WARREN'S WAY2026-06$459,0001,76858.8%
10123 WARREN'S WAY2026-06$395,0001,76864.7%
5408 WARREN'S WAY2026-04$446,0001,76860.5%
7414 WARREN'S WAY2026-04$450,0001,76853.8%
9312 WARREN'S WAY2026-01$430,0001,76860.6%
10203 WARREN'S WAY2026-01$439,9001,76854.8%
5121 WARREN'S WAY2025-12$460,0001,76858.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →