The Fair Share Report

32 Third St

Somerville, NJ 08876

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $513,710

Likely range $434,128 – $562,921, from 12 comparable Somerville sales in the past 18 months, at this home's 1,456 sq ft.

Step 2 · The Director's Ratio

58.80%

The state's official measure of how far Somerville assessments sit below market value — republished every October, applied town-wide. A $513,710 home should be assessed near $302,061.

Step 3 · Assessed value

$202,100

Set at the last town-wide revaluation and mostly frozen since. That's $99,961 below what the ratio math suggests (33.1%).

Step 4 · The tax rate — same for every Somerville home

$4.078 per $100 assessed

$2.388 Schools · 59% $0.552 County · 14% $1.138 Town · 28%

Step 5 · The bill

$8,244/yr
Public schools$4,827
Somerset County$1,116
Town of Somerville$2,300
Somerville average$11,264

This home vs. every recent Somerville sale · assessed ÷ market

Town median 49.0%
This home · 39.3%

30%73%

Paying about right

This home's ratio lands inside Somerville's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
71 CENTRAL AVE2026-01$525,0001,48847.2%
27 SECOND ST2026-03$380,0001,38049.9%
25 CENTRAL AVE2025-07$480,0001,56140.1%
21 W SPRING ST2025-03$485,0001,29253.9%
25 W SPRING ST2025-10$615,0001,44442.6%
48 SECOND ST2025-12$320,0001,24449.7%
51 CENTER ST2025-08$415,0001,53147.5%
218 W SUMMIT ST2025-06$682,0001,76446.1%
68 SOMERSET ST2025-05$520,0001,74446.7%
361 WILLIAM ST2025-12$517,0001,42547.0%
211 E HIGH ST2026-01$838,0001,76642.2%
175 S BRIDGE ST2025-09$510,0001,68447.6%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →