The Fair Share Report

320 E Ave

Clayton, NJ 08312

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $478,837

Likely range $408,280 – $509,305, from 12 comparable Clayton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $478,837 home should be assessed near $450,250.

Step 3 · Assessed value

$455,100

Set at the last town-wide revaluation and mostly frozen since. That's $4,850 above what the ratio math suggests (1.1%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.142 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,749/yr
Public schools$5,258
Gloucester County$1,826
Town of Clayton$2,665
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 95.0%

82%117%

Paying about right

This home's ratio lands inside Clayton's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
745 W CLAYTON AVE2026-02$439,9002,010100.4%
8 PORCH ST2026-02$455,0002,27289.7%
580 SUN HAVEN DR2026-05$400,0002,228104.8%
519 E CENTER ST2025-02$455,0002,37297.6%
620 SUN HAVEN DR2026-05$435,0002,064100.1%
106 W CLINTON ST2026-03$235,0001,41094.9%
14 STANGER CT2026-05$471,0001,90386.1%
328 N MAIN ST2026-03$325,0002,31879.0%
70 E LINDEN ST2025-03$330,0001,37299.5%
238 W CENTER ST2026-06$352,0001,76484.8%
138 EAST BLVD2025-03$375,0001,68994.5%
512 MOORE BLVD2025-04$430,0001,946100.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →