The Fair Share Report

320 E High St

Clayton, NJ 08028

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $302,514

Likely range $264,281 – $328,216, from 12 comparable Clayton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $302,514 home should be assessed near $284,454.

Step 3 · Assessed value

$284,600

Set at the last town-wide revaluation and mostly frozen since. That's $146 above what the ratio math suggests (0.1%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.161 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,150/yr
Public schools$3,317
Gloucester County$1,152
Town of Clayton$1,681
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 94.1%

81%113%

Paying about right

This home's ratio lands inside Clayton's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
267 WILSON AVE2025-04$325,0001,38286.8%
118 W CLINTON ST2026-06$371,5001,66495.8%
462 CARVIN ST2026-02$310,0001,296103.9%
600 W CHESTNUT ST2026-05$298,7001,54697.5%
100 AURA RD2026-04$247,5001,20892.4%
226 W HIGH ST2026-02$200,0001,332105.2%
42 WALNUT ST2025-03$360,0001,25697.8%
405 MOORE BLVD2025-03$402,0001,80498.4%
70 E LINDEN ST2025-03$330,0001,37299.5%
238 W CENTER ST2026-06$352,0001,76484.8%
208 N VINE ST2025-04$275,0001,12897.3%
106 W CLINTON ST2026-03$235,0001,41094.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →