The Fair Share Report

320 Spruce Ave

Gloucester, NJ 08059

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $305,613

Likely range $297,551 – $439,543, from 12 comparable Gloucester City sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $305,613 home should be assessed near $173,588.

Step 3 · Assessed value

$195,200

Set at the last town-wide revaluation and mostly frozen since. That's $21,612 above what the ratio math suggests (12.5%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$10,332/yr
Public schools$2,583
Camden County$1,798
Town of Gloucester City$5,951
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 63.9%

26%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
101 N BROWN ST2026-02$313,0002,31646.3%
909 HIGHLAND BLVD2026-06$315,0002,28245.6%
305 ROSALIND AVE2025-04$310,0001,82053.7%
1031 MARKET ST2025-01$400,0002,15041.3%
232 SYLVAN AVE2025-10$340,0001,78047.7%
219 ORLANDO AVE2026-01$294,5002,15655.9%
417 RIDGEWAY ST2025-07$85,0002,064120.3%
413 SOMERSET ST2025-11$379,00015.3%
501 N JOHNSON BLVD2026-02$344,3502,60249.8%
400 SHERWOOD AVE2025-03$400,0001,86850.2%
840 CUMBERLAND ST2025-08$385,0002,46440.4%
1 E THOMPSON AVE2026-01$244,0001,79258.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →