The Fair Share Report

321 E High St

Clayton, NJ 08028

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $251,419

Likely range $239,284 – $284,074, from 12 comparable Clayton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $251,419 home should be assessed near $236,409.

Step 3 · Assessed value

$276,900

Set at the last town-wide revaluation and mostly frozen since. That's $40,491 above what the ratio math suggests (17.1%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.095 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$5,801/yr
Public schools$3,129
Gloucester County$1,087
Town of Clayton$1,586
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 110.1%

82%121%

Paying about right

This home's ratio lands inside Clayton's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
18 N VINE ST2025-01$192,0001,204119.5%
152 W LINDEN ST2026-06$242,0001,140103.4%
132 W CLINTON ST2026-05$232,5001,124100.7%
226 W HIGH ST2026-02$200,0001,332105.2%
124 W HOWARD ST2026-04$343,0001,49294.0%
25 MAPLE ST2026-06$315,0001,515101.9%
230 E LINDEN ST2025-04$315,0001,584100.1%
167 W CLAYTON AVE2025-02$245,0001,596100.2%
100 AURA RD2026-04$247,5001,20892.4%
120 W CENTER ST2025-04$325,0001,56899.5%
26 W CENTER ST2026-03$376,5001,71187.1%
300 LEAGUE AVE2025-01$290,0001,184105.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →