The Fair Share Report

33 Central Ave

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $203,636

Likely range $194,444 – $222,430, from 12 comparable Ocean sales in the past 18 months, at this home's 560 sq ft.

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $203,636 home should be assessed near $188,302.

Step 3 · Assessed value

$173,800

Set at the last town-wide revaluation and mostly frozen since. That's $14,502 below what the ratio math suggests (7.7%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$2,743/yr
Public schools$1,239
Ocean County$589
Town of Ocean$914
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 85.3%

68%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
65 LIGHTHOUSE DRIVE2025-01$242,00062581.2%
6 SPRUCE STREET2025-04$255,00064283.0%
12 CENTRAL AVENUE2025-08$234,00067185.1%
72 ADRIATIC AVENUE2025-10$250,00072092.2%
27 CENTRAL AVENUE2025-04$275,00080080.8%
22 MAPLE STREET2025-09$190,000696117.4%
4 SPRUCE STREET2026-01$210,00042091.0%
54 ATLANTIC AVENUE2026-02$265,00074873.7%
56 BRYANT ROAD2026-03$355,00076880.3%
110 FOURTH STREET2025-07$240,00066088.7%
11 CENTRAL AVENUE2025-07$245,00093285.3%
26 BAYBERRY DRIVE2025-08$289,00088875.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →