The Fair Share Report

33 Sunset Ln

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $463,097

Likely range $419,250 – $490,399, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $463,097 home should be assessed near $440,498.

Step 3 · Assessed value

$514,500

Set at the last town-wide revaluation and mostly frozen since. That's $74,002 above what the ratio math suggests (16.8%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.567 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,064/yr
Public schools$5,231
Somerset County$1,471
Town of Bernards$1,361
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 111.1%

80%128%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $1,248/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
180 SOMERVILLE RD2025-03$449,00099.7%
436 MT AIRY RD2026-02$790,0001,41691.8%
317 S FINLEY AVE2026-06$740,3171,45291.4%
77 WOODSTONE RD2026-04$850,0001,61888.4%
168 POTOMAC DR2026-06$400,0001,200109.3%
192 POTOMAC DR2026-04$410,0001,200103.9%
48 COMMONWEALTH DR2026-01$457,5001,20099.2%
188 ALEXANDRIA WAY2025-05$446,0001,20098.8%
2405 PRIVET WAY2026-02$450,0001,31391.0%
2305 PRIVET WAY2026-01$405,0001,31398.8%
3106 HEMLOCK PL2025-04$405,0001,31399.9%
2206 PRIVET WAY2025-02$465,0001,31396.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →