The Fair Share Report

331 Eighth St

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $644,026

Likely range $561,181 – $704,703, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $644,026 home should be assessed near $524,559.

Step 3 · Assessed value

$496,900

Set at the last town-wide revaluation and mostly frozen since. That's $27,659 below what the ratio math suggests (5.3%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.287 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,364/yr
Public schools$6,176
Bergen County$1,198
Town of Saddle Brook$3,991
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 77.2%

63%99%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
70 COGER ST2025-01$610,0001,57284.5%
23 BELLA VISTA AVE2025-06$690,0001,48871.0%
280 SOUTH BOULEVARD2026-01$600,0001,52879.5%
337 FIRST ST2026-03$650,0001,54876.7%
165 COLONIAL AVENUE2025-03$438,0501,63286.0%
14 COGER ST2025-04$949,8881,47079.0%
411 HILDA TERR2025-04$580,0001,78268.9%
407 VAN LUYN TERR2026-02$660,0001,69473.1%
148 OXFORD AVE2025-04$803,5001,87878.9%
809 SADDLE RIVER RD2025-01$630,0001,80984.2%
532 NORTH MIDLAND AV2025-04$548,6001,40277.6%
264 NORTH BOULEVARD2025-04$528,0001,44480.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →