The Fair Share Report

331 Second St

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $651,429

Likely range $582,289 – $698,808, from 12 comparable Saddle Brook sales in the past 18 months, at this home's 1,672 sq ft.

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $651,429 home should be assessed near $530,589.

Step 3 · Assessed value

$547,800

Set at the last town-wide revaluation and mostly frozen since. That's $17,211 above what the ratio math suggests (3.2%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.309 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$12,648/yr
Public schools$6,873
Bergen County$1,333
Town of Saddle Brook$4,442
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 84.1%

63%100%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
501 VICTOR STREET2026-01$680,0001,62770.6%
54 ROCHELLE PARKWAY2026-01$535,0001,42968.1%
70 COGER ST2025-01$610,0001,57284.5%
280 SOUTH BOULEVARD2026-01$600,0001,52879.5%
23 BELLA VISTA AVE2025-06$690,0001,48871.0%
14 COGER ST2025-04$949,8881,47079.0%
337 FIRST ST2026-03$650,0001,54876.7%
411 HILDA TERR2025-04$580,0001,78268.9%
165 COLONIAL AVENUE2025-03$438,0501,63286.0%
407 VAN LUYN TERR2026-02$660,0001,69473.1%
148 OXFORD AVE2025-04$803,5001,87878.9%
365 PRESIDENT STREET2025-06$480,0001,29085.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →