The Fair Share Report

34 Ave E

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $720,322

Likely range $598,011 – $796,293, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $720,322 home should be assessed near $374,063.

Step 3 · Assessed value

$318,100

Set at the last town-wide revaluation and mostly frozen since. That's $55,963 below what the ratio math suggests (15.0%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$11,261/yr
Public schools$6,241
Bergen County$1,301
Town of Lodi$3,719
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 44.2%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
72 AVE A2025-04$701,0001,56035.7%
8 CHARLES CT2025-09$725,0001,60842.4%
10 CHARLES CT2025-02$780,0001,59642.9%
140 WASHINGTON ST2025-07$875,0001,55432.7%
7 SHORT ST2025-06$810,0001,60838.1%
125 TERRACE AVE2025-08$765,0001,71043.8%
175 UNION ST2026-05$720,0001,72043.5%
18 CENTRAL AVE2025-06$670,0001,70348.9%
274 UNION ST2025-12$750,0001,42537.8%
12 BOYD ST2025-12$634,0001,64342.7%
267 WESTMINSTER PL2025-06$650,0001,68443.9%
96 WASHINGTON ST2025-10$435,0001,42366.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →