The Fair Share Report

34 Dune Rd

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,034,241

Likely range $731,688 – $1,142,596, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $1,034,241 home should be assessed near $974,772.

Step 3 · Assessed value

$1,218,000

Set at the last town-wide revaluation and mostly frozen since. That's $243,228 above what the ratio math suggests (25.0%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

Step 5 · The bill

$17,928/yr
Public schools$10,879
Monmouth County$3,042
Town of Ocean$4,007
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 117.8%

72%172%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,208/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
6 LOTUS CT2026-03$955,0002,68998.2%
1906 FINDERNE ST2025-04$1,150,0002,63291.5%
31 CEDAR VILLAGE BLVD2025-06$875,0002,648100.0%
32 ELLEN CT2025-01$750,0002,768131.8%
15 PHOENIX PKWY2026-01$925,0002,33795.8%
1630 FINDERNE ST2026-05$1,225,0003,16981.8%
104 PEAR ST2026-04$999,0002,608126.3%
1811 BELLMORE ST2026-03$875,0002,22997.8%
11 STANDISH DR2026-05$1,237,5002,97890.0%
9 TILTON DR2025-06$875,0003,008100.0%
10 OAK TREE LN2026-02$855,0003,06996.5%
8 HIGH RIDGE RD2025-02$860,0002,942100.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →