The Fair Share Report

34 First St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $696,702

Likely range $659,195 – $777,000, from 12 comparable Lodi sales in the past 18 months, at this home's 1,776 sq ft.

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $696,702 home should be assessed near $361,797.

Step 3 · Assessed value

$263,900

Set at the last town-wide revaluation and mostly frozen since. That's $97,897 below what the ratio math suggests (27.1%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$9,342/yr
Public schools$5,178
Bergen County$1,079
Town of Lodi$3,085
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 37.9%

29%65%

Keep quiet and enjoy it

This home's assessment ratio sits below the Lodi pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
116 SPRING ST2025-12$760,0001,74841.3%
72 AVE A2025-04$701,0001,56035.7%
152 WASHINGTON ST2025-08$550,0001,68453.5%
21 PINE ST2025-07$780,0002,04040.6%
97 AVE E2025-07$675,0001,78544.7%
71 MAC ARTHUR AVE2025-07$810,0001,85534.3%
FARNHAM AVE2025-03$680,0002.7%
85 AVE E2026-02$670,0001,81850.1%
295 BELL AVE2025-11$590,0001,50440.9%
18 PINE ST2025-05$881,5001,41629.8%
2 ORCHARD CT2025-03$731,0001,60840.4%
198 FARNHAM AVE2025-01$875,0002,00032.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →