The Fair Share Report

342 Iris Rd

Commercial, NJ 08230

The town catches up with market prices only once a year — and only based on the average change of all homes in the area. This report checks whether this house's assessment kept pace.

Good news — this home pays less than its share

Its assessment sits low relative to what homes like it actually sell for. An appeal would only invite a fresh look at a number working in the owner's favor.

Step 1 · Market value

≈ $265,501

Likely range $241,668 – $315,192, from 12 comparable Commercial sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $265,501 home should be assessed near $213,808.

Step 3 · Assessed value

$107,600

Set at the last town-wide revaluation and mostly frozen since. That's $106,208 below what the ratio math suggests (49.7%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

Step 5 · The bill

$3,382/yr
Public schools$1,111
Cumberland County$1,407
Town of Commercial$864
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 40.5%

29%145%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
321 FERN ROAD2026-04$280,0001,44047.6%
7798 BATTLE LN2025-10$265,0001,15253.8%
7800 BATTLE LANE2025-09$273,0001,15252.2%
421 EVERGREEN RD2025-05$200,0001,04059.3%
2321 BACON ST2025-12$150,0001,32891.5%
5211 MAGNOLIA DR2025-11$232,00096053.2%
2311 CHURCH ST2026-01$290,0001,45645.1%
434 BEGONIA ROAD2025-11$189,0001,11629.1%
416 LARK ROAD2025-10$235,0001,15249.5%
340 ROBIN RD2025-12$85,0001,325128.8%
5601 BRIARWOOD DR2025-09$210,0001,04064.3%
1639 MAIN ST2025-06$235,0001,31262.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →