The Fair Share Report

342 Second St

Saddle Brook, NJ 07663

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $570,138

Likely range $469,743 – $594,787, from 12 comparable Saddle Brook sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

81.45%

The state's official measure of how far Saddle Brook assessments sit below market value — republished every October, applied town-wide. A $570,138 home should be assessed near $464,377.

Step 3 · Assessed value

$391,500

Set at the last town-wide revaluation and mostly frozen since. That's $72,877 below what the ratio math suggests (15.7%).

Step 4 · The tax rate — same for every Saddle Brook home

$2.372 per $100 assessed

$1.289 Schools · 54% $0.250 County · 11% $0.833 Town · 35%

This home's own bill implies $2.292 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$8,972/yr
Public schools$4,876
Bergen County$946
Town of Saddle Brook$3,151
Saddle Brook average$11,300

This home vs. every recent Saddle Brook sale · assessed ÷ market

Town median 77.6%
This home · 68.7%

60%99%

Paying about right

This home's ratio lands inside Saddle Brook's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
588 MAPLE AVE2025-03$430,0001,24287.9%
277 SCHEPIS AVE2025-03$590,0001,24069.2%
169 CAMBRIDGE AVENUE2026-01$530,0001,23668.8%
110 PLATT AVE2025-06$485,0001,25275.0%
344 SADDLE RIVER RD2025-05$544,0001,20783.4%
245 ALBERTA DR2025-03$585,0001,26763.9%
51 CAMBRIDGE AVENUE2025-01$613,0001,15273.5%
23 LIBERTY ST2026-03$600,0001,30664.2%
108 PEHLE AVE2026-02$555,0001,34972.3%
23 BELLA VISTA AVE2025-06$690,0001,48871.0%
14 COGER ST2025-04$949,8881,47079.0%
7 CHELSEA DRIVE2025-01$560,0001,03675.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →