The Fair Share Report

35 Main St

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $692,648

Likely range $486,681 – $795,107, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $692,648 home should be assessed near $640,492.

Step 3 · Assessed value

$506,500

Set at the last town-wide revaluation and mostly frozen since. That's $133,992 below what the ratio math suggests (20.9%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$7,993/yr
Public schools$3,611
Ocean County$1,717
Town of Ocean$2,664
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 73.1%

58%110%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
13 BAYVIEW DRIVE2025-05$600,0001,95499.3%
211 WELLS MILLS ROAD2026-04$390,0001,82894.2%
26 GRAND BAY HARBOR2025-08$515,0001,72286.7%
15 BAYVIEW DRIVE2025-03$789,9002,30686.2%
6 TALL OAKS DRIVE2025-08$539,9002,42991.5%
10 GRAND BAY HARBOR2026-01$542,0001,60780.7%
20 GRAND BAY HARBOR2025-12$565,0001,60777.2%
121 MOREY PLACE ROAD2025-04$799,0002,77083.8%
1 AVON LANE2025-09$429,0001,48977.1%
55 MAIN STREET2026-03$585,0002,86475.7%
309 FIFTH STREET2026-04$370,0001,95681.0%
16 SO OLYMPIA DR2026-03$540,0001,72183.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →