The Fair Share Report

35 Smithfield Ct

Bernards, NJ 07920

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $413,184

Likely range $397,540 – $443,299, from 12 comparable Bernards sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

95.12%

The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $413,184 home should be assessed near $393,021.

Step 3 · Assessed value

$298,300

Set at the last town-wide revaluation and mostly frozen since. That's $94,721 below what the ratio math suggests (24.1%).

Step 4 · The tax rate — same for every Bernards home

$1.687 per $100 assessed

$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%

This home's own bill implies $1.582 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$4,718/yr
Public schools$3,061
Somerset County$861
Town of Bernards$797
Bernards average$14,733

This home vs. every recent Bernards sale · assessed ÷ market

Town median 94.1%
This home · 72.2%

62%105%

Keep quiet and enjoy it

This home's assessment ratio sits below the Bernards pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
195 ALEXANDRIA WAY2026-05$415,0001,00089.1%
106 JAMESTOWN RD2025-05$385,0001,00099.1%
63 COMMONWEALTH DR2025-01$409,0001,00089.5%
184 ALEXANDRIA WAY2026-06$479,0001,05089.3%
28 COMMONWEALTH DR2026-05$450,0001,05092.4%
58 SMITHFIELD CT2026-05$475,0001,05087.5%
46 SMITHFIELD CT2026-04$425,0001,05093.3%
171 JAMESTOWN RD2026-03$410,0001,05097.3%
20 ALEXANDRIA WAY2026-03$420,0001,05095.6%
121 JAMESTOWN RD2026-02$410,0001,05095.9%
138 ALEXANDRIA WAY2026-01$423,0001,05095.0%
82 ALEXANDRIA WAY2025-03$485,0001,05091.7%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →