The Fair Share Report

35 Third St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,630,371

Likely range $1,450,000 – $1,855,700, from 12 comparable Rumson sales in the past 18 months, at this home's 1,928 sq ft.

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $1,630,371 home should be assessed near $1,576,569.

Step 3 · Assessed value

$1,830,200

Set at the last town-wide revaluation and mostly frozen since. That's $253,631 above what the ratio math suggests (16.1%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.911 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$16,681/yr
Public schools$9,446
Monmouth County$3,339
Town of Rumson$3,896
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 112.3%

72%132%

Paying about right

This home's ratio lands inside Rumson's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
41 FORREST AVE.2026-01$1,925,0002,00090.6%
86 LAFAYETTE STREET2026-03$1,999,9991,99778.7%
44 FIRST ST./CR.CHURCH ST2025-05$2,100,0002,21693.3%
45 WASHINGTON ST2025-03$1,935,0002,11395.4%
105 BLACKPOINT RD2025-05$1,669,0002,068109.3%
86 WASHINGTON ST.2025-05$2,100,0002,38099.0%
27 CENTER STREET2025-01$1,950,0002,460106.9%
7 ALLEN ST.2025-05$1,450,0001,92898.8%
10 CHURCH ST.2025-04$1,392,0002,280100.0%
29 ROSALIE AVE.2025-05$2,050,0002,546100.0%
38 WASHINGTON ST.2025-02$1,300,0001,820104.8%
50 ALLEN ST.2026-03$1,225,0001,850114.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →