The Fair Share Report

357 E 18th St

Paterson, NJ 07524

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $650,000

Likely range $406,000 – $755,000, from 12 comparable Paterson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

41.41%

The state's official measure of how far Paterson assessments sit below market value — republished every October, applied town-wide. A $650,000 home should be assessed near $269,165.

Step 3 · Assessed value

$889,000

Set at the last town-wide revaluation and mostly frozen since. That's $619,835 above what the ratio math suggests (230.3%).

Step 4 · The tax rate — same for every Paterson home

$5.334 per $100 assessed

$1.307 Schools · 24% $1.048 County · 20% $2.980 Town · 56%

This home's own bill implies $2.441 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$21,697/yr
Public schools$5,316
Passaic County$4,262
Town of Paterson$12,120
Paterson average$10,356

This home vs. every recent Paterson sale · assessed ÷ market

Town median 89.5%
This home · 136.8%

65%224%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (47.62%) — roughly $33,062/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
477-481 E 25TH ST2025-04$550,00091.0%
669 EAST 27T ST2026-04$650,00098.7%
248-252 E 29TH ST2025-03$145,000134.6%
365-367 PARK AVE2026-06$840,0003,97177.1%
514-518 21ST AVE2025-05$700,00099.0%
93-95 DUNDEE AVE2025-05$406,000108.6%
20-22 JOHN ST2025-05$715,00081.8%
69-71 DEY ST2025-04$300,000123.0%
81-85 CALDWELL AVE2026-02$650,000105.1%
171-175 MC BRIDE AVE2025-02$810,00091.0%
645-647 E 25TH ST2026-05$600,0003,829116.5%
320-322 DIXON AVE2026-03$840,0003,42090.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →