The Fair Share Report

358 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $522,903

Likely range $497,642 – $604,274, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $522,903 home should be assessed near $514,275.

Step 3 · Assessed value

$640,500

Set at the last town-wide revaluation and mostly frozen since. That's $126,225 above what the ratio math suggests (24.5%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.479 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,471/yr
Public schools$5,809
Monmouth County$1,144
Town of Middletown$2,517
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 122.5%

81%134%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,037/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
42 YORK AVE2026-04$665,0001,57296.1%
46 BALLOCH PL2026-06$800,0001,66097.2%
181 CLUBHOUSE DR2026-02$530,0001,67496.1%
145 CLUBHOUSE DR2025-03$515,0001,67499.7%
388 MIDDLEWOOD RD2025-03$540,0001,674101.6%
461 CLUBHOUSE DR2025-02$470,0001,674107.6%
119 EAST RD2026-02$625,0001,652100.1%
615 MONMOUTH AVE2026-03$510,0001,640102.6%
134 CLUBHOUSE DR2026-04$495,0001,51096.8%
375 MIDDLEWOOD RD2026-03$550,0001,51083.7%
263 CLUBHOUSE DR2025-04$500,0001,51098.7%
2102 BUCKINGHAM CIR2026-06$475,0001,53490.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →