The Fair Share Report

36 Cable Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $378,642

Likely range $346,464 – $392,863, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $378,642 home should be assessed near $350,130.

Step 3 · Assessed value

$554,700

Set at the last town-wide revaluation and mostly frozen since. That's $204,570 above what the ratio math suggests (58.4%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$8,753/yr
Public schools$3,955
Ocean County$1,880
Town of Ocean$2,918
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 146.5%

68%166%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $3,228/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
85 HOLLY DRIVE2025-01$350,0001,22986.1%
30 NAUTILUS ROAD2025-09$380,0001,22468.4%
108 BALTIC AVENUE2026-01$347,5001,24481.5%
46 BRYANT ROAD2025-09$330,0001,04067.5%
3 OAK STREET2025-05$316,5001,03677.4%
87 BONITA ROAD2025-10$430,0001,19068.9%
17 PENNSYLVANIA AVENUE2026-05$407,0001,36880.4%
305 THIRD STREET2025-03$375,0001,30879.9%
103 DOVER COURT2025-07$385,0001,16077.3%
17 LONG JOHN SILVER WAY2025-10$645,0001,30686.0%
76 POPLAR STREET2026-02$360,0001,17069.1%
78 MICHIGAN AVENUE2025-06$285,0001,496111.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →