The Fair Share Report

36 Ryan Rd

Independence, NJ 07840

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $357,180

Likely range $328,042 – $444,017, from 12 comparable Independence sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

59.23%

The state's official measure of how far Independence assessments sit below market value — republished every October, applied town-wide. A $357,180 home should be assessed near $211,558.

Step 3 · Assessed value

$212,900

Set at the last town-wide revaluation and mostly frozen since. That's $1,342 above what the ratio math suggests (0.6%).

Step 4 · The tax rate — same for every Independence home

$3.795 per $100 assessed

$2.295 Schools · 60% $0.873 County · 23% $0.627 Town · 17%

Step 5 · The bill

$8,080/yr
Public schools$4,886
Warren County$1,859
Town of Independence$1,335
Independence average$8,765

This home vs. every recent Independence sale · assessed ÷ market

Town median 46.8%
This home · 59.6%

36%74%

Paying about right

This home's ratio lands inside Independence's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
73 OVERLOOK DR2025-10$335,0001,77050.6%
60 OVERLOOK DR2025-07$350,0001,77049.7%
88 OVERLOOK DR2025-10$390,5001,84046.8%
39 OVERLOOK DR2026-03$265,0001,48064.5%
46 OVERLOOK DR2025-10$378,0001,48045.3%
22 BARKERS MILL RD2025-11$560,0001,63344.2%
121 ROUTE 462025-06$400,0001,97359.0%
5103 AUSTIN CT2025-11$265,0001,20445.3%
17 VIENNA HILLS RD2025-01$490,0001,63642.2%
5008 BRYANT DR2025-09$257,0001,15245.7%
6307 BELMONT DR2025-07$250,0001,15246.7%
8 RIDGE RD2025-09$382,0002,73973.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →