The Fair Share Report

37 Third St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,363,107

Likely range $1,199,541 – $1,529,296, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $1,363,107 home should be assessed near $1,318,124.

Step 3 · Assessed value

$1,133,600

Set at the last town-wide revaluation and mostly frozen since. That's $184,524 below what the ratio math suggests (14.0%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.907 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,278/yr
Public schools$5,820
Monmouth County$2,058
Town of Rumson$2,400
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 83.2%

69%116%

Paying about right

This home's ratio lands inside Rumson's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
7 ALLEN ST.2025-05$1,450,0001,92898.8%
42 RIDGE RD.2025-04$1,575,0002,163112.9%
50 ALLEN ST.2026-03$1,225,0001,850114.6%
76 LAFAYETTE ST.2025-03$1,125,0001,69094.6%
27 WATERMAN AVE.2025-06$3,300,0001,84893.2%
4A THIRD STREET2026-05$1,200,0002,14990.0%
3 MONMOUTH AVENUE2026-03$1,825,0002,29577.9%
39 ALLEN ST.2026-06$1,500,0001,59277.8%
39 E.RIVER ROAD2026-04$1,788,0002,31670.8%
38 WASHINGTON ST.2025-02$1,300,0001,820104.8%
66 LAFAYETTE ST.2025-06$999,9991,400106.8%
162 E. RIVER RD.2026-01$1,310,0002,372104.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →