The Fair Share Report

38 First St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,740,301

Likely range $1,306,634 – $2,241,788, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $1,740,301 home should be assessed near $1,682,871.

Step 3 · Assessed value

$1,167,200

Set at the last town-wide revaluation and mostly frozen since. That's $515,671 below what the ratio math suggests (30.6%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.920 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,733/yr
Public schools$6,078
Monmouth County$2,149
Town of Rumson$2,507
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 67.1%

47%116%

Paying about right

This home's ratio lands inside Rumson's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
39 E.RIVER ROAD2026-04$1,788,0002,31670.8%
10 BRUCE PLACE2026-03$948,50077.5%
4A THIRD STREET2026-05$1,200,0002,14990.0%
162 E. RIVER RD.2026-01$1,310,0002,372104.7%
27 WATERMAN AVE.2025-06$3,300,0001,84893.2%
19 MAPLEWOOD AVE.2026-05$1,145,0001,63995.6%
4 OAKWOOD LANE2026-05$2,496,5002,55879.0%
3 MONMOUTH AVENUE2026-03$1,825,0002,29577.9%
50 ALLEN ST.2026-03$1,225,0001,850114.6%
7 ALLEN ST.2025-05$1,450,0001,92898.8%
17 WARREN STREET2025-01$1,525,0002,663103.8%
45 WASHINGTON ST2025-03$1,935,0002,11395.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →