The Fair Share Report

38 Maple St

Chatham, NJ 07928

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,000,000

Likely range $845,439 – $1,383,661, from 12 comparable Chatham sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

83.67%

The state's official measure of how far Chatham assessments sit below market value — republished every October, applied town-wide. A $1,000,000 home should be assessed near $836,700.

Step 3 · Assessed value

$802,600

Set at the last town-wide revaluation and mostly frozen since. That's $34,100 below what the ratio math suggests (4.1%).

Step 4 · The tax rate — same for every Chatham home

$1.701 per $100 assessed

$1.081 Schools · 64% $0.266 County · 16% $0.354 Town · 21%

Step 5 · The bill

$13,652/yr
Public schools$8,676
Morris County$2,135
Town of Chatham$2,841
Chatham average$16,958

This home vs. every recent Chatham sale · assessed ÷ market

Town median 74.6%
This home · 80.3%

53%102%

Paying about right

This home's ratio lands inside Chatham's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
128 WATCHUNG AVE2026-03$825,0001,72575.5%
223 HILLSIDE AVE2025-02$985,0001,76892.6%
65 S PASSAIC AVE2025-06$1,200,0002,13079.5%
181 CENTER AVE2026-03$1,250,0001,85665.3%
98 N SUMMIT AVE2026-05$1,701,9991,86453.7%
5 WOODLAND RD2025-02$740,0001,759114.2%
63 FULLER AVE2025-04$1,550,0001,91062.5%
195 HILLSIDE AVE2026-03$1,375,0001,63664.8%
15 WALNUT ST2026-05$1,375,5001,85371.2%
153 N PASSAIC AVE2026-06$1,225,0001,81462.0%
169 WATCHUNG AVE2025-11$915,0001,83571.8%
111 N SUMMIT AVE2025-01$885,0001,846171.5%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →