The Fair Share Report

38 Webster Ave

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,052,141

Likely range $762,389 – $1,224,358, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $1,052,141 home should be assessed near $324,165.

Step 3 · Assessed value

$204,300

Set at the last town-wide revaluation and mostly frozen since. That's $119,865 below what the ratio math suggests (37.0%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$9,134/yr
Public schools$4,771
Union County$2,231
Town of Summit$2,131
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 19.4%

11%41%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
16 LOWELL AVE2025-12$1,130,0001,62521.5%
16 EDISON DR2025-11$1,368,0001,78730.6%
40 ORCHARD STREET2025-02$618,0001.1%
24 GREENFIELD AVENUE2025-11$869,0001,52228.0%
10 HARVEY CT2025-09$1,212,0001,36227.1%
133 MORRIS AVE2026-05$615,0001,56423.9%
13 HENRY ST2025-06$900,0001,71530.2%
52 HUNTLEY RD2025-05$624,0001,65426.2%
4 MIDLAND TERR2025-11$1,485,0001,47622.3%
1 MILTON AVE2026-05$980,0001,67024.9%
53 MADISON AVE2025-07$1,150,0001,54421.3%
19 TULIP ST2025-11$700,0001,59342.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →