The Fair Share Report

39 First St

Dover, NJ 07801

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $454,150

Likely range $436,177 – $572,781, from 12 comparable Dover sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

61.38%

The state's official measure of how far Dover assessments sit below market value — republished every October, applied town-wide. A $454,150 home should be assessed near $278,757.

Step 3 · Assessed value

$253,800

Set at the last town-wide revaluation and mostly frozen since. That's $24,957 below what the ratio math suggests (9.0%).

Step 4 · The tax rate — same for every Dover home

$3.489 per $100 assessed

$1.500 Schools · 43% $0.346 County · 10% $1.643 Town · 47%

Step 5 · The bill

$8,858/yr
Public schools$3,808
Morris County$878
Town of Dover$4,171
Dover average$8,409

This home vs. every recent Dover sale · assessed ÷ market

Town median 48.4%
This home · 55.9%

33%76%

Paying about right

This home's ratio lands inside Dover's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
60 NEW ST2025-01$434,0001,85874.5%
44 PROSPECT ST2025-05$487,5001,98848.2%
70 DAVIS AVE A&B2025-11$480,0002,02453.8%
32 HINCHMAN AVE2025-09$565,0001,89344.6%
228 S MORRIS ST A&B2025-11$580,0002,05238.1%
97 W CLINTON ST2025-11$380,0001,59652.7%
94 S MORRIS ST A&B2026-02$500,0002,06248.4%
94 S MORRIS ST A&B2025-09$360,0002,06267.2%
78 JAMES ST2025-12$549,9001,75049.1%
77BAKER AVE2026-02$515,0001,72051.5%
77BAKER AVE2025-12$350,0001,72075.9%
42 BAKER AVE2025-09$545,0001,61852.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →