The Fair Share Report

4 Cable Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $614,604

Likely range $581,053 – $638,919, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $614,604 home should be assessed near $568,324.

Step 3 · Assessed value

$684,700

Set at the last town-wide revaluation and mostly frozen since. That's $116,376 above what the ratio math suggests (20.5%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$10,805/yr
Public schools$4,882
Ocean County$2,321
Town of Ocean$3,602
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 111.4%

68%123%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $1,836/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
116 DOLLMORE AVENUE2026-03$635,0002,09694.2%
24 BELMAR BLVD2025-04$625,0002,21780.7%
5 BRADLEY BEACH WAY2025-01$620,0002,18393.5%
9 BRADLEY BEACH WAY2026-03$635,0002,18389.4%
122 BRIGANTINE BLVD2026-04$665,0002,19683.3%
15 EAGLESWOOD DR2025-08$620,0002,29176.4%
197 BRIGANTINE BLVD2026-05$660,0002,29179.5%
3 BEACH HAVEN WAY2026-06$670,0002,29182.7%
26 EAGLESWOOD DR2025-02$560,0002,07085.2%
3 STRATHMERE ST2025-02$560,0002,27088.7%
33 MANTOLOKING LA2026-05$645,0002,19686.6%
86 ILLINOIS AVENUE2025-08$505,0001,98078.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →