The Fair Share Report

4 E Second St

Howell, NJ 07702

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $367,464

Likely range $303,557 – $405,690, from 12 comparable Howell sales in the past 18 months, at this home's 960 sq ft.

Step 2 · The Director's Ratio

97.01%

The state's official measure of how far Howell assessments sit below market value — republished every October, applied town-wide. A $367,464 home should be assessed near $356,477.

Step 3 · Assessed value

$414,200

Set at the last town-wide revaluation and mostly frozen since. That's $57,723 above what the ratio math suggests (16.2%).

Step 4 · The tax rate — same for every Howell home

$1.659 per $100 assessed

$1.121 Schools · 68% $0.218 County · 13% $0.320 Town · 19%

This home's own bill implies $1.494 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$6,186/yr
Public schools$4,180
Monmouth County$813
Town of Howell$1,193
Howell average$9,883

This home vs. every recent Howell sale · assessed ÷ market

Town median 99.4%
This home · 112.7%

84%142%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $958/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
16 RUSTIC DRIVE2026-02$405,000985103.0%
43 LAKE DRIVE2026-05$584,00096090.5%
681 ALDRICH ROAD2026-03$480,00096096.6%
134 ROOSEVELT AVENUE2026-02$400,0001,265100.9%
16 FIVE POINTS ROAD2025-06$505,0001,195100.0%
93E HALLS CROFT2026-04$252,10195288.1%
106E RAGLEY HALL2025-04$280,00095299.4%
89C THEATRE GARDEN2025-03$340,000952102.0%
95C HALLS CROFT2025-03$259,000952101.1%
43 SYLVAN BOULEVARD2025-01$490,0001,208100.1%
10 SUNSET DRIVE2026-05$360,000900117.3%
24 WINDELER ROAD2025-06$265,000756103.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →