The Fair Share Report

40 Ave E

Monroe, NJ 08831

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $675,816

Likely range $469,374 – $727,120, from 12 comparable Monroe sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.87%

The state's official measure of how far Monroe assessments sit below market value — republished every October, applied town-wide. A $675,816 home should be assessed near $364,062.

Step 3 · Assessed value

$358,700

Set at the last town-wide revaluation and mostly frozen since. That's $5,362 below what the ratio math suggests (1.5%).

Step 4 · The tax rate — same for every Monroe home

$2.740 per $100 assessed

$1.535 Schools · 56% $0.608 County · 22% $0.596 Town · 22%

Step 5 · The bill

$10,309/yr
Public schools$5,777
Middlesex County$2,288
Town of Monroe$2,243
Monroe average$9,247

This home vs. every recent Monroe sale · assessed ÷ market

Town median 45.0%
This home · 53.1%

22%82%

Paying about right

This home's ratio lands inside Monroe's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
38 EVERGREEN TERRACE2025-06$715,0001,97342.8%
339 GRAVEL HILL ROAD2025-03$515,0002,05862.6%
6 GRAVEL HILL-SPTSWD RD2025-01$740,0001,92243.9%
15 RIDGEWOOD AVENUE2025-01$500,0002,03862.7%
727B MOUNT VERNON ROAD2025-08$417,0001,93737.1%
132 UNION VALLEY ROAD2025-05$699,8991,93146.0%
64 FOREST PARK TERR2025-03$590,0001,86854.6%
1 SOUTH SHORE BLVD2026-06$556,5002,00255.5%
1 GARVEY DRIVE2026-06$750,0002,12946.8%
11 DREXEL TERRACE2025-08$629,9001,85249.9%
368C METUCHEN DRIVE2025-07$320,0001,91134.9%
41 TENTH AVENUE2025-11$709,0001,84449.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →