The Fair Share Report

40 Beacon Dr

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $429,623

Likely range $361,381 – $494,356, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $429,623 home should be assessed near $397,272.

Step 3 · Assessed value

$549,300

Set at the last town-wide revaluation and mostly frozen since. That's $152,028 above what the ratio math suggests (38.3%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$8,668/yr
Public schools$3,917
Ocean County$1,862
Town of Ocean$2,889
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 127.9%

68%157%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,399/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
51 OREGON AVENUE2026-05$375,5001,64081.4%
130 ADMIRAL WAY2025-12$850,0001,83675.0%
1 AVON LANE2025-09$429,0001,48977.1%
86 ILLINOIS AVENUE2025-08$505,0001,98078.7%
50 LIGHTHOUSE DRIVE2026-06$475,0001,79066.1%
16 SO OLYMPIA DR2026-03$540,0001,72183.7%
5 NAVAJO DRIVE2025-09$477,5001,79874.2%
211 WELLS MILLS ROAD2026-04$390,0001,82894.2%
82 BONITA ROAD2025-07$369,0001,51098.5%
407 SIXTH STREET2025-03$300,0001,56091.2%
119 OREGON AVENUE2025-04$250,0001,637120.8%
32 RUMSON CT2024-12$500,0001,82291.1%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →