The Fair Share Report

40 Forest St

Montclair, NJ 07042

The town catches up with market prices only once a year — and only on average. This report checks whether this house's assessment kept pace.

Good news — this home pays less than its share

Its assessment sits low relative to what homes like it actually sell for. An appeal would only invite a fresh look at a number working in the owner's favor.

Step 1 · Market value

≈ $1,534,296

Likely range $1,112,053 – $1,978,567, from 12 comparable Montclair sales in the past 18 months, at this home's 3,275 sq ft.

Step 2 · The Director's Ratio

56.26%

The state's official measure of how far Montclair assessments sit below market value — republished every October, applied town-wide. A $1,534,296 home should be assessed near $863,195.

Step 3 · Assessed value

$426,700

Set at the last town-wide revaluation and mostly frozen since. That's $436,495 below what the ratio math suggests (50.6%).

Step 4 · The tax rate — same for every Montclair home

$3.516 per $100 assessed

$2.019 Schools · 57% $0.575 County · 16% $0.922 Town · 26%

Step 5 · The bill

$15,003/yr
Public schools$8,615
Essex County$2,454
Town of Montclair$3,934
Montclair average$22,487

This home vs. every recent Montclair sale · assessed ÷ market

Town median 49.3%
This home · 27.8%

16%70%

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
22 NO. WILLOW STREET2026-04$875,0003,25752.4%
248 MIDLAND AVENUE2025-06$1,800,0003,29852.4%
46 LLOYD ROAD2025-10$2,380,0003,53451.2%
446 VALLEY ROAD2025-07$1,358,0003,13840.9%
157 WALNUT STREET2026-06$1,200,0002,94440.4%
190 ALEXANDER AVENUE2025-05$1,800,0003,01254.0%
1 WALDEN PLACE2025-08$855,0003,04056.1%
67 CEDAR AVENUE2025-06$999,9992,94541.2%
89 PORTER PLACE2025-12$2,150,0003,58246.9%
41 OAKWOOD AVENUE2026-06$1,990,0002,91143.3%
28 GODFREY ROAD2026-05$1,561,0003,33249.4%
55 WARREN PLACE2025-04$2,100,0003,47641.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →