The Fair Share Report

40 Second St

Dover, NJ 07801

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $634,388

Likely range $573,934 – $768,327, from 12 comparable Dover sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

61.38%

The state's official measure of how far Dover assessments sit below market value — republished every October, applied town-wide. A $634,388 home should be assessed near $389,387.

Step 3 · Assessed value

$352,600

Set at the last town-wide revaluation and mostly frozen since. That's $36,787 below what the ratio math suggests (9.4%).

Step 4 · The tax rate — same for every Dover home

$3.489 per $100 assessed

$1.500 Schools · 43% $0.346 County · 10% $1.643 Town · 47%

Step 5 · The bill

$12,306/yr
Public schools$5,291
Morris County$1,220
Town of Dover$5,795
Dover average$8,409

This home vs. every recent Dover sale · assessed ÷ market

Town median 48.4%
This home · 55.6%

33%76%

Paying about right

This home's ratio lands inside Dover's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1 ROCKRIDGE TER2026-01$610,0002,79769.0%
11 LINWOOD AVE2025-10$550,0002,41869.5%
48 S SALEM ST2025-10$525,0002,73661.7%
170 PARK HEIGHTS AVE2026-04$500,0001,91250.0%
185 ANN ST2025-07$585,0002,02348.7%
42 ELENA PL2025-01$590,0002,11046.0%
2 HILLCREST AVE2025-02$515,0002,25955.2%
48 BYRAM AVE2025-11$520,0001,97058.4%
28 ELIZABETH ST2025-02$561,5002,10062.8%
301 E MC FARLAN ST A&B2026-05$706,2403,37246.2%
7 JESSICA LN2026-04$630,0001,95250.6%
222 ANN ST2025-05$682,0002,26956.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →