The Fair Share Report

403 E High St

Clayton, NJ 08081

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $341,846

Likely range $307,976 – $381,391, from 12 comparable Clayton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $341,846 home should be assessed near $321,438.

Step 3 · Assessed value

$341,700

Set at the last town-wide revaluation and mostly frozen since. That's $20,262 above what the ratio math suggests (6.3%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.048 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$6,998/yr
Public schools$3,774
Gloucester County$1,311
Town of Clayton$1,913
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 100.0%

82%116%

Paying about right

This home's ratio lands inside Clayton's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
600 W CHESTNUT ST2026-05$298,7001,54697.5%
238 W CENTER ST2026-06$352,0001,76484.8%
249 N DENNIS DR2025-05$325,0001,760100.9%
267 WILSON AVE2025-04$325,0001,38286.8%
118 W CLINTON ST2026-06$371,5001,66495.8%
462 CARVIN ST2026-02$310,0001,296103.9%
14 STANGER CT2026-05$471,0001,90386.1%
338 SUGAR HILL DR2026-03$450,0001,94692.0%
512 MOORE BLVD2025-04$430,0001,946100.2%
167 W CLAYTON AVE2025-02$245,0001,596100.2%
580 SUN HAVEN DR2026-05$400,0002,228104.8%
230 E LINDEN ST2025-04$315,0001,584100.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →